Latest Safaricom Mpesa Withdrawal, Sending & Paying Charges | Rates | Tarriffs 2023

Updated Mpesa Withdrawal & Sending Charges 2023

The new safaricom mpesa charges shall require Kenyans to pay the following per transaction:

Deposits/ Recieving Money On Mpesa	Free
Sending between Ksh 1- 100 Via Mpesa	Free
Withdrawing Amounts between Ksh. 501 to Ksh 1,000	28 shillings.
Sending Amounts between KSh. 1501 to Ksh 2500	22 Kenyan shillings.
Ammounts From 2501 and less than 3500 shillings	Ksh 51
Withdrawing Ksh 5,000	67 shillings
Sending 5000 shillings	55 shillings
Sending Ksh 10 000 shillings	87 shillings
Sending Ksh 20,000	102 shillings
Withdrawing Ksh 20,000	180 shillings

In this guide, you shall find all the rates and charges of safaricom mpesa services. We compiled mpesa withdrawal, sending and paying charges.

Safaricom mpesa has eased the process of sending, recieving and paying money using your mobile phone. Safaricom revised its mpesa sending and withdrawal charges in Kenya. Means Kenyans shall have to pay more for mpesa transactions.

The kenyan government decided to charge Kenyans 12% more from the normally excersised rate of 10% per each money transfer transaction.

Safaricom Mpesa Withdrawal Charges

Mpesa Withdrawal From M-PESA Agent Charges

Min(Kshs)	Max(Kshs)	M-PESA Charges
1	49	N/A
50	100	10
101	500	27
501	1,000	28
1,001	1,500	28
1,501	2,500	28
2,501	3,500	50
3,501	5,000	67
5,001	7,500	84
7,501	10,000	112
10,001	15,000	162
15,001	20,000	180
20,001	35,000	191
35,001	50,000	270
50,001	150,000	300

For safaricom mpesa withdrawal charges, you cannot withdraw less than 50 shillings from an mpesa agent.

Mpesa Sending To Unregistered Users Charges

The table below shows safaricom mpesa charges for sending to unregistered users;

Min(KSHs.)	Max(KSHs.)	M-PESA Charges
1	49	N/A
50	100	N/A
101	500	45
501	1,000	49
1,001	1,500	59
1,501	2,500	74
2,501	3,500	112
3,501	5,000	135
5,001	7,500	166
7,501	10,000	205
10,001	15,000	265
15,001	20,000	288
20,001	35,000	309
35,001	50,000	N/A
50,001	150,000	N/A

Safaricom Mpesa Sending To Registered M-PESA Users Charges | Pochi La Biashara | Mpesa Till To Customer

The below table shows what safaricom shall charge you when sending money via mpesa to Safaricom registered users, Pochi la Biashara and sending from mpesa till number to customer charges;

Min(KSHs.)	Max(KSHs.)	M-PESA Charges
1	49	FREE
50	100	FREE
101	500	6
501	1,000	12
1,001	1,500	22
1,501	2,500	32
2,501	3,500	51
3,501	5,000	55
5,001	7,500	75
7,501	10,000	87
10,001	15,000	97
15,001	20,000	102
20,001	35,000	105
35,001	50,000	105
50,001	150,000	105

Mpesa Charges For Sending To Other Mobile Money Users | Airtel | Telcom

The table below shows the ammount you shall be charged by safaricom mpesa when sending to other mobile money users including Telcom and Airtel mobile money users.

Min(KSHs.)	Max(KSHs.)	M-PESA Charges
Min(KSHs.)	Max(KSHs.)	M-PESA Charges
1	49	FREE
50	100	FREE
101	500	6
501	1,000	12
1,001	1,500	22
1,501	2,500	32
2,501	3,500	51
3,501	5,000	55
5,001	7,500	75
7,501	10,000	87
10,001	15,000	97
15,001	20,000	102
20,001	35,000	105
35,001	50,000	105
50,001	150,000	105
200	2,500	34
2,501	5,000	67
5,001	10,000	112
10,001	20,000	197
Other Transactions	Kshs.
All Desposits	FREE
M-PESA Registration	FREE
Buying Airtime through M-PESA	FREE
M-PESA balance Enquiry	FREE
Change M-PESA PIN	FREE

Points To Note

1. Maximum Mpesa Account Balance is KSHs.300,000
2. Maximum Mpesa Daily Transaction Ammount is KSHs.300,000.
3. Maximum Mpesa Ammount Per transaction is KSHs.150,000
4. You can’t withdraw less than 50 shillings from an mpesa agent.
5. To Start M-PESA User to user reversal, use the mpesa reversal number 456 by sending the confirmation message to this number.
6. To do mpesa transactions, your Safaricom line and M-PESA account must be active
7. At an agent outlet, you cannot deposit money directly into another M-PESA customer’s account
8. Safaricom credits you bonga points for each transaction you do on mpesa.
9. You need your national ID to access mpesa services from a safaricom mpesa agent.

Frequently Asked Questions About Mpesa Charges